Creatively Bridging the Gap Between
Buyer and Seller



Arizona
38.8 ac. 2bd.rm. 1 3/4 ba. clean older mobile home with barn ,chicken pens, hitching post, fruit trees ,shade trees, shop/carport, fenced back yard and more...All for 77,500.00 O.W.C. with large dn. or 67,500 cash, or possible trade for land in So. Or.
Contact: Bill @ 928-681-4750

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Avondale
ARIZONA land 1.5 Acres in Developing area  Owner Financing  $5000.00 or best offer. Will consider trades.
Call: 850-272-6273

Earn a Substantial Income 
Working Part Time From Home. 
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Click HERE to watch our video presentation. 
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Camp Verde
2 LOTS FOR SALE - OWNER WILL CARRY 1ST MORTGAGE NOTE
TWO RESIDENTIAL BUILDING LOTS ON THE SAME STREET! 
Near SEDONA Arizona!, HOA in Planned Development. 15% DOWN PAYMENT. 10% Interest, $45,000 each or both for $80,000 
Contact: Lorene Collier
(916) 771-2346

Casa Grande
FSBO:  BRAND NEW 2500SQ. FT. 5 Bed, 3 Bath home in growing Casa Grande, AZ.  This never lived in home is close to schools, churches, restaurants and new Westcore Mall/ Harkins Theater to be built in 2007. Great Floor Plan! 0% down!! Owner will carry 20% ONLY $299,990. 
Call 480-797-0529  or 480-545-9459

Chandler
NO QUALIFYING - SELLER FINANCING! (POOL & SPA)
CREEKWOOD RANCH - 1776 E. BARTLETT PLACE, CHANDLER, AZ 85249.  
Single Level, Built 2002, 3 Bedrooms (2 MASTER SUITES), 3 BATHS, 3 CAR GARAGE + POOL & SPA.
TERMS: 5.75% Interest Only for 2 yrs & 6.5% for 3 yrs. - 5 year Balloon (6.4% APR).
Payments = $2,229.71 with insurance & taxes.
Beautiful newer home--granite slab counter tops, cherry wood cabinetry with 42" uppers, kitchen island, extensive tile, gas fireplace, built-in niches for entertainment center, window coverings, two-tone paint, ceiling fans, 10 ft. ceilings, two master suites, covered patios, lush landscaping, pool & spa.
Asking price: $359,000.00 
Property being offered as: Owner Financed
Contact: Dianna Brader - Homesmart Exclusive
Phone number: 480-614-8129 or 602-402-3193 - We have homes throughout the valley, please call for details!

Ad #S-1DH008251X7577740

IT'S EASY TO OWN YOUR OWN HOME!  NO QUALIFYING
2620 E. Riviera Dr., Chandler, AZ  85249 
This beautiful, two-story home, has over 2200sf, with 4 large bedrooms, 3 full bathrooms, (one bed and bath is located downstairs!), Huge loft with custom wood floors, Perfect floor plan with a huge great room, open and bright kitchen, upgraded carpet throughout, tile at the entry, extra large master bedroom with TWO large walk-in closets, master bath with his and her sinks, separate shower, garden tub. Did you ever dream of owning a nice home in a nice neighborhood but didn’t think you could qualify for it? Now you own your own home no matter what kind of credit you have, guaranteed!!  You can do this without any hassles from credit checks, bank approvals, or mortgage companies. Now is the perfect time to take advantage of our Lease Purchase and Owner Financing Programs! We don’t care about your credit!! Call Now! Listen to our 24hr free recorded message at 602-294-3100. We have beautiful homes ValleyWide! 
Contact: Tammy at 480-598-3279 to view this property. Remember, you can own your own home regardless of your credit!! 
Asking price and terms: $288,700 
Contact phone number: 602-400-0124 
Property being offered as: Lease Option 
245@ownerwillcarry.com
Ad #S-8CB2105670345170P

SFR - 320,000.00
This 4 bedroom 2 bath is in excellent condition, terms offered are; 30yr fixed, no prepayment penalty or balloon.  Why settle for lease options or rent to own when you can own from day 1 as soon as you close? For more information simply send me an email and I will email you the link to view more pics and information.
No note finders please.

FSBO/OWNER WILL CARRY 10%! This nice family home has 1700 square feet, 3 large bedrooms, 2 baths and a 2 car garage. You’ll enjoy the extensive tile throughout the house, including the family room (perfect for a pool table).  It also has a large island kitchen, cozy fireplace and a yard large enough for a lap pool or RV parking!  The address is 442 N. Monte Vista in Chandler.
Contact: Sherri at 480-598-3279 or call our property hotline at 602-230-4370 for more information and directions.

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Dewey /Humboldt
ABSOLUTELY NO CREDIT QUALIFYING
2630 South Parker Street  Dewey/Humboldt, AZ. 86329
Just 16 miles East of scenic and historic Prescott, Az. Lovely NEW 3BR + Office/2 bath custom home. Great getaway near Prescott on 1/3 acre level hillside lot with views. 1540 sf 2x6,  9' ceilings, designer kitchen with granite counters, tile backsplash and great storage. Large laundry, walk in pantry. 2 1/2 car 600 sf garage w/extras, RV prkg, MUCH MORE with upgrades galore!!  No qualifying with $20K down. Will also consider a lease option. Reduced $45K to $234,900  602-692-4936 

Fountain Hills
NO QUALIFYING - SELLER FINANCING @ 5.75%!!
15013 E. GOLDEN EAGLE BLVD, FOUNTAIN HILLS, AZ 85268
3,016 S.F. SINGLE STORY CUSTOM LUXURY WITH PANORAMIC VIEWS. 4 Bedrooms, 3.5 Baths, 3 Car Garage, 3 fireplaces, pool & spa. Stone and marble flooring, granite slab counter tops, wet bar, tougue & groove ceilings, pillars, plantation shutters, large master suite with fireplace & separate exit, lush desert landscaping, private backyard, extended covered patio flagstone decking, pool, spa, fireplace & built-in bbq.
TERMS: 5.75% Interest only ARM - 7 year Balloon (APR 6.18%) = payment of $4,800.08  including taxes & insurance. The interest rate will adjust to 6.5% the 3rd - 5th years of the loan. 
Asking price: $875,000.00
Contact: Dianna Brader (Homesmart - Exclusive Listing)
Property being offered as: Owner Financed
Phone number: 602-402-3193  We have properties throughout the valley.  Please call for details!

Ad #S-6P266542NP872653K

Gilbert
NO QUALIFYING - SELLER FINANCING!  GOLF COURSE LOT + POOL
WESTERN SKIES ESTATES GOLF COMMUNITY:  1321 S. WESTERN SKIES DRIVE, GILBERT, AZ 85296.
2 STORY, 2,182 S.F. BUILT IN 1998, 4 BEDROOMS (ONE DOWN), 3 FULL BATHS, 2 CAR GARAGE, POOL + GOLF COURSE LOT.
Beautiful home on golf course with salt water pool. Large loft with walk-out balcony over looking golf course, kitchen with island open to family room, master with 2 walk-in closets and new two-tone paint.
TERMS: 4.875% Interest Only ARM = $1,775.85 per month including taxes & insurance. (5.60% APR). Interest rate will adjust to 5.75% the 2nd year & 6.5% for the remaining 3 years of the loan - 5 Year Balloon. 
Asking price: $329,000.00
Property being offered as: Owner Financed
Contact: Dianna Brader - Homesmart Exclusive
Phone number: 480-614-8129 or 602-402-3193 - We have homes throughout the valley, please call for details!

Ad #S-16K41564L9487652N

NO QUALIFYING - 5.25%  SELLER FINANCING - CUSTOM LUXURY WITH BASEMENT
Legends Ranch (Gated Community) - 1237 S. Larkspur Court, Gilbert, AZ 85296
Custom luxury with basement - 4,497 s.f., 5 bedrooms (2 master suites), 5.5 bathrooms, den, media room, and game room. Elegant tuscan luxury with basement located in a one street gated community. Features include stone elevation, paved drive and walk ways, cofferred ceilings, travertine stone flooring, oil-bronzed fixtures, gourmet kitchen with island, granite slab counter tops, raised panel solid wood custom cabinetry, wolfe appliances, large pantry, formal dining room with pillars, fully pre wired den, 2 laundry rooms, wood and wrought iron stair railing, gas fireplace in family room, media room pre wired for surround sound, game room with wet bar. The backyard backs to a park and features an extended covered patio and an observation deck. The back yard includes double RV gates, smart-wire panels, pre-plumbed for water softener, a tankless water heater and manablock system plumbing.
Asking price and terms: $999,000 Terms: 5.5% Interest only fixed for 3 years (5.60% APR) = $5,170.00 / mo. including taxes & insurance. $25K down Payment. Loan works just like a bank mortgage, but with BETTER rates! 
Properties are available throughout the valley. Call for details. 
Property being offered as: Owner Financed
Contact: Dianna Brader at 480-614-8129. Homesmart Exclusive

Ad #S-3N755632FA246184W

OWNER WILL FINANCE  ~ your credit is approved
1352 S Western Skies Drive, Gilbert, AZ 85296 
4 Bedrooms, 3 Bathrooms, 2,182 sq ft. It invites entertaining for friends or relatives with extended patio that is covered. Community Playground located behind home. Master Bedroom has His and hers’ walk-in closets and a Bay Window. Kitchen has large pantry with Center Island. This home also features a large loft and game room. Asking 330k flexible 
Call: 1.800.882.7938 x6028

1105 E. Brooks St., Gilbert, AZ 85296
No Qualifying for this great home located in a prestigious neighborhood in Gilbert. This 3 bedroom 2 bath home has 1600 sf., custom paint, kitchen with huge island and breakfast bar. Extra large dining room is perfect for entertaining. You’ll love the open and bright atmosphere and the popular split floor plan!
This home won't last long!
Contact: Misty at 480/598-3279

Learn the benefits of Owner Financing in our ebook OWNER FINANCING: THE KEY TO SELLING YOUR HOME FAST IN GOOD OR BAD MARKETS. This ebook contains useful information and insights on what's involved in setting up a seller financed mortgage so that it works for both the buyer and the seller. Whether you are buying a home or selling one, our manual will provide you with valuable information to help you decide whether or not owner financing is right for you. For more information click HERE


Glendale
NO QUALIFYING / OWNER WILL CARRY
Glendale, Arizona
BRAND NEW home located in the most desirable Glendale area – Stetson Valley. Nobody has ever lived on this property. It is a two story house. In addition to the large living room, there is a dinning room, family room and a nook next to the kitchen (with a fireplace in the family room), a den (which can be an office or an additional bedroom) and a game room (upstairs), 4 bedrooms, 3.5 baths, 3 car garage. All the bedrooms are upstairs. The size of the house is 3640 sq ft, it has 9 foot ceiling, upgraded tiles throughout, stainless steel appliances, corian countertops. The lot size is 7200 sq. ft. Great location w/convenience to freeway, shopping and entertainment.
PRICE: $520,000
DOWN PAYMENT: $52,000 (10%)
Lease / Option available, too.
Contact: Dany at (602) 614-0150

NO QUALIFYING - BAD CREDIT OK -seller will carry at 7% annual interest rate- interest only loan ok. 
$3,500 WILL GET YOU INTO THIS HOUSE!
$555,900
7628 W Tonto DR Glendale   85308-6068 
Area/Grid: 321 / K31 
Beds/Baths: 4 / 3 SF: 2,719 / Assessor
AN: 231-11-071-  Year Built: 1989
New tile throughout! New carpet - never lived on! New appliances - never used! Fireplace in family room; 4 level house; GOLF COURSE LOT; Pebbletek pool; spa; tile roof; island kitchen; wood blinds; beautiful home; must see. Single Family-Detached, 3 or More Levels, Fee Simple, 2501-2750 Sq Ft, Full Bath Master BR, Separate Shower & Tub, Double Sinks, Other Bedroom Downstairs, Master BR Walk-In Closet, Other BR Walk-In Closet, 1 Fireplace, Fireplace in Family Room, Private Pool, Fenced Pool, Spa - Private, Spa - Heated, Formal Dining Room, Eat-in Kitchen, Range/Oven, Dishwasher, Disposal, Pantry, Kitchen Island, Washer/Dryer Hook-up Only, Inside Laundry, Vaulted Ceiling(s), Cable TV Available, Family Room, Yard Watering System-Front, Yard Watering System-Back, 3 Car Garage, Electric Door Opener, Block Construction, Stucco Finish, All Tile Roof, Refrigeration, Electric Heating, APS, City Water, Sewer-Public, View/Wrought Iron Fencing, Block Fencing, Golf Course Lot, Golf Course Subdivision, Desert Front, North/South Exposure
Subdivision: Arrowhead on the Green
Lot #: 470 Lot Size: 1-7,500
Master BR: 25x15 BR 2: 13x11 BR 3: 12x12 BR 4: 12x11
LR: 16x12 Din Room: 11x12 Fam Room: 14x24 
Kitchen: 19x13 
Elem School: Arrowhead Jr High School: Highland Lakes High School: Mountain Ridge
Elem School District: 97 High School District: 97
Utopia and 75th Avenue   West on Utopia to 76th Ave; north on 76th to Tonto; west on Tontoto property
480-266-7122

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Gold Canyon
BUILT IN 2005, this is a 3 BR 3 BA Townhome located on a fairway of a beautiful golf course in Gold Canyon, AZ. Asking price is $595K. This is where the elite of Phoenix come to escape! Bought as an investment property, recently had twins, and need to liquidate.
Contact: Michael Cornell (619) 895-0810

Goodyear
16268 West Sierra Street, Goodyear AZ 85338
No Hurricanes, Blizzards, or Earthquakes
Nice 4 bedroom, 2 full bath 1666 sq ft. Front has desert, low maintenance landscaping, back has a garden bed w/ Lantana.  Located on a friendly & quite street.  The house has semi-vaulted ceilings and a ceiling fan in nearly every room.  Appraised at $255,000 in April '06 Selling for $249,900 OWC w/ 5% down + Closing costs.  OR  2 year Lease Purchase Option with $5,000 down and $1,800/Month Principal payments to be credited at closing. 
Contact: James E. Waddle by cell at 602-695-1095

Lake Havasu City
LEASE OPTION.  NO CREDIT CHECK, NO INCOME VERIFICATION!
3887 S. Kiowa Blvd.
Lake Havasu City, AZ 86503
A well cared for home built in 2001. 3 bedroom/2 bath with a 3 car truly boat-deep garage.  5-7 minutes to the launch ramp. This home has great lake views off the back yard.  There is ample room to add a pool to the 1/4 acre lot and an RV to the 60 ft. driveway. Lease option purchase price is $309,000 with "something down". Monthly payments begin at $1600 and go down depending on the down payment. YOU get the tax write-offs and tax incentives. Remember, no qualifying of any sort. If you have a down payment of at least 3%, and the payments make sense, this home is yours.
Contact: Daniel at (866) 251-3242 Ext. 330

Mesa
NO QUALIFYING  -  5.5% FIXED - SELLER FINANCING 
The Groves North - 3944 Juniper Circle, Mesa, AZ. 85205 (Pool & Spa)
3,036 s.f. single level custom luxury, built in 1994 with recent updates. 4 bedrooms, 2.5 bathrooms, office, over-sized 3 car garage, RV gate, RV parking, storage & 35,297 s.f. lot. Beautiful luxury home on quiet cul-de-sac lot. Features include extensive travertine stone flooring, updated kitchen with wolf appliances, breakfast bar, granite counter tops, family room with gas fireplace surround by travertine, vaulted ceilings, plant shelves, brush nickel hardware, surround sound, ceilings fans, tankless water heater, soft water system, filtered drinking water, garage cabinets, work bench and upgraded electrical. Exterior features a large lot with lots of gras and fruit trees. The extended patio that holds a full kitchen with a viking stove and a wet bar that overlooks the sparkling pepple-tec pool and spa with rock waterfall.
Asking price and terms: $699,000.00  Terms: 5.5% interest only fixed - 3 year Balloon. (5.5% APR) = $3,826.42 / mo. including taxes & insurance. $40K down payment. Loan works just like a bank loan, but with BETTER rates!!! (Homesmart exclusive listing). Properties are available throughout the valley. Call for details. 
Property being offered as: Owner Financed 
Contact: Dianna Brader at 480-614-8129 

Ad #S-6MM6022211719912F

11314 E. REMBRANT AVE.  MESA, AZ 85212
Owner financing with no bank qualifying or lease purchase
5 Bedrooms, 3 bathrooms, 3,050 sq ft. and has a open floor plan that invites comfortable living or entertaining for friends or relatives. Outdoor fire pit and built in seating. Community Playground just steps away. Master has double door entry, His and hers’ walk-in closets. Kitchen has Cherry Cabinetry and black appliances with Center Island. 
Asking 430k ~ Your credit is approved!
Call: 1.800.882.7938 x6008

BRAND NEW 5BD/3BA 2300 SQ.FT - SELLER FINANCING AVAILABLE
1329 E. Ash Rd. Queen Creek (metro Phoenix - east valley), Arizona.
For sale by owner (agents are allowed).  We are motivated!  Brand new, never lived in,  home for sale. Lots of upgrades.  Nice backyard.  Open & spacious floorplan. Owner will finance up to 20% of the agreed upon Purchase Price for up to 5 years with no pre-payment penalty. Either... (1) fully amortize the loan amount over 5-year or any shorter period; (2) make interest only payments for 5 or fewer years and pay the principle at the end of the loan period; or owner will finance up to 10% down if you choose to make no payments for up to 5 years and pay the principle and interest at the end of the loan period.
Contact: Melinda @ 310-254-5885

Mesa (metro Phoenix), AZ
Safe, friendly, and family oriented community of PARKWOOD RANCH close to shopping and new schools, with easy access to HW-60 and future Loop 202. Immaculate 3-bedroom, 2 baths, Richmond American built single level house (1518 sq. ft.) with desirable split floor plan, great room and vaulted ceilings. Custom paint and diagonal tile flooring in traffic areas. Ceiling fans everywhere. Surround sound, electronic security system, and high-speed Internet connection. Convenient North/South exposure. Extended 2-car garage with remote opener. Spacious backyard boasts very private covered patio with custom storage bench, paved walkway, grassy play area and mature landscaping with automated irrigation. Brand new refrigerator, washer and dryer available. Owner provides regular maintenance and yard service.
Lease purchase option available:
Sale price - negotiable (depends on the option term)
About 2-3% of the sales price as a minimum option consideration.
Monthly rent - market
Rent Credit - from 0% to 50 %.
Monthly statement provided.
(480) 283-8759

NO QUALIFYING FOR THIS NICE 3 BEDROOM 2 BATH HOME with 1600 sf. located on a cul-de-sac with north/south exposure! You’ll love this light and bright home with custom paint. It features a large eat-in kitchen with a center island, large laundry room and pantry.  You’ll truly enjoy the large backyard. Kitchen includes new appliances.
Contact: Misty 480/598-3279

Paulden
SPACIOUS 4 BED, 2 BATH manufactured home on 1/4 acre lot in beautiful Paulden Arizona, with approximately 1800 sq ft of living space. This home was built in 2005 and all appliances are included. Owner is asking 158,000 and is willing to carry note with 20% down
Contact: Rachel at 928-710-5506

Peoria
NO QUALIFYING - SELLER FINANCING ZERO DOWN & 5.25% INTEREST RATE - 7 YEAR BALLOON
29888 N. 121ST LANE, PEORIA, AZ 85383
2005 2-STORY, 2,751 S.F., 5 BEDROOMS + LOFT, 3 BATHROOMS, 2 CAR GARAGE, PREMIUM LOT THAT BACKS TO WASH. COMMUNITY CENTER WITH POOL++
Great floor plan in desirable Vistancia. Features include maple raised panel cabinetry, granite slab counter tops, gas range, upgraded lighting fixtures and hardware, 2" wooden blinds, soft water loop, wooden stair railing, large kitchen with island, two bedrooms downstairs, walk-out balcony off of master suite.
Terms: Zero Down & 5.25% Interest Only - 7 year Balloon. Monthly payments = $2,297.29 including taxes and insurance. The interest rate will adjust to 5.75%  the 3rd year, 6.25% the 4th-5th years & 6.75% for the 6th-7th years of the loan. APR = 6.13%. 
Asking price: $379,000.00 
Property being offered as: Owner Financed
Contact: Dianna Brader (Owner / Agent-Homesmart) 
Phone number: 480-614-8129 We have properties throughout the valley--call for details!

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Phoenix
NO QUALIFYING - SELLER FINANCING! (POOL)
1806 E. CROCUS DRIVE, PHOENIX, AZ 85022
1,827 S.F. SINGLE LEVEL, BUILT IN 1986, 3 BEDROOMS, 2 BATHS, 2 CAR GARAGE + LARGE POOL.
Well maintained beauty in great location! Oak flooring, title, new carpet, family room with built in cabinetry, fireplace, security system and large pool. PAYMENT: Only $1,692.80 per month including taxes and insurance.
TERMS: 5.25% Interest only - fixed 2 years, 5.75% for the 3rd year and 6.5% for the 4th & 5th years of the loan (5.82% APR).  Buyer may refinance or sell property any time during this period.  Loan are serviced by Fidelity Nationa Title's Account Servicing Dept.
Asking price: $308,000.00
Property being offered as: Owner Financed
Contact: Dianna Brader - Homesmart Exclusive
Phone number: 480-614-8129 or 602-402-3193 - We have homes throughout the valley, please call for details!

Ad #S-10Y36497RM3255320

NO QUALIFYING - LEASE PURCHASE / OWNER FINANCING
4 bed, 2 baths, spa, over 1500 sq ft., built in 1997. 1 Story, very clean house. Popular floor plan. Located on a quiet cul-de-sac. 
Did you ever dream of owning a nice home in a nice neighborhood but didn’t think you could qualify for it? Now you own your own home no matter what kind of credit you have, guaranteed!! You can do this without any hassles from credit checks, bank approvals, or mortgage companies. We don’t care about your credit!! Call Now and listen to our 24hr free recorded message at 602-294-3100.
Asking price: $254,300
Property being offered as: Lease Option
Contact: Kim (AnyCreditOK.com)
Phone number: 480-598-3279

Ad #S-24C38132WT2042326

NO QUALIFYING/ OWNER FINANCING
North Phoenix, AZ 
No credit check with 5% down, 3-5 year term, 7.9% APR, no prepayment penalty. Terms Negotiable. Beautiful home tucked away in the mountains of North Phoenix. One of the North Valley's best kept secrets. New road access makes this neighborhood a great investment. Upscale shopping/Golf Course in development nearby. Million dollar custom homes popping up all around home. Cross Streets: 35th AV/Pinnacle Vista (1/2 mi north of Jomax) 2700 Square foot, 4 br, 3 bath, 2 car garage, large corner lot, desert mountain right behind home with hiking/biking/horse trails and city park. Custom landscaping and decorative painting throughout home. Fireplace, Alarm, RO, Water Softener, Upgraded Slate Porcelain Tile, Sound System, Ceiling Fans, Upgraded Lighting, Stainless Steel Appliances, Maple Cabinets, 9'ceilings, Walk-in Closets and Pantry, Flagstone Patios, Stone Veneers, Mature Desert Trees and Landscaping, sprinkler system.
Lease w/option to Purchase also available. 
Asking price: $469,900
Property being offered as: Owner Financed
Contact: Sarah
Phone number: 602-361-5379

Ad #S-8R5636367C568503D

SELLER FINANCING! ONLY $1,455 PER MONTH INCLUDING TAXES & INSURANCE!
PARADISE VALLEY OASIS: 4016 E. SHEENA DRIVE, PHOENIX, AZ 85032.
1,280 S.F. SINGLE LEVEL, BUILT IN 1975, 3 BEDROOMS, 2 BATHS, 2 CAR GARAGE ON LARGE LOT. Well maintained home with tiled flooring and new carpet, new paint, dual pane windows, window coverings, ceiling fans, refrigerator, covered patios, storage shed, RV gate and large backyard.
TERMS: 6.25% Interest Only for 2 years - 5 Year Balloon ($6.89% APR).
The interest rae will adjust to 6.75% for the remaining 3 years of the loan. The buyer may refinance or sell the home any time during this period. The loans are serviced by Fidelity National Title's Account Servicing Dept.
PAYMENTS: $1,455.00 including taxes & insurance.
Asking price: $214,000.00
Property being offered as: Owner Financed
Contact: Dianna Brader - Homesmart Exclusive
Phone number: 480-614-8129 or 602-402-3193 - We have homes throughout the valley, please call for details!

Ad #S-3DX341313M9811104

NO QUALIFYING - SELLER FINANCING ZERO DOWN & 5.75% INTEREST RATE - 5 YEAR BALLOON TATUM HEIGHTS (DESERT RIDGE AREA) - 4613 E. ROBERT E LEE STREET, PHOENIX, AZ 85032.
1992 2-STORY, 2,013s.f., 4 bedrooms, 2.5 baths & fireplace, 2 car garage.
Beautiful recently updated home in great location of Desert Ridge.  New flooring, cabinets & counter tops. Open floor plan with plantation shutters, fireplace and master suite on lower level.  Property is located in the Paradise Valley school district.
Terms: Zero Down & 5.75% Interest only, fixed 2 years - 5 year balloon. Payments are $2,216.12 including taxes and insurance. The interest rate will adjust to 6.5% the 3rd through the 5th years of the loan. APR = 6.31%. 
Asking price: $369,000 
Property being offered as: Owner Financed
Phone number: 480-614-8129 We have properties throughout the valley--call for details!
Contact: Dianna Brader (Homesmart-exclusive) 

Ad #S-90J23484LC8268141

CONDO - NO QUALIFYING - SELLER FINANCING WITH ZERO DOWN &  5% INTEREST 
THE CLIFFS @ NORTH MOUNTAIN: 1720 E. THUNDERBIRD ROAD, UNIT 1088, PHOENIX, AZ 85022.
810 S.F. CONDO, 2 BEDROOMS & 2 BATHS - REMODELED. 
Beautiful condo community with two sparking pools and a fitness center. Features include a large master suite + a secondary bedroom, 2 bathrooms, living room, dining room, kitchen with breakfast bar, refrigerator and newer appliances, covered patio with storage. Upgrades include hardwood flooring, two tone paint, ceiling fans and washer/dryer.
Asking price: $189,000.00  Monthly Payments: $1,001.36 including taxes. 
TERMS: 5% Interest only fixed 2 years - 5 year balloon  (APR 5.5%). Interest rate has 2 preset adjustments: (1) 5.5% for the 3rd year and (2) 6% for the 4th through the 5th years of the note. Financing works just like any other traditional mortgage without having to qualify or put down a large down payment! Buyer may refinance or sell the property any time during these five years.
Property being offered as: Owner Financed
Contact: Dianna Brader - Homesmart exclusive
Phone number: 480-614-8129 J & B Residential Properties (properties available valleywide)

Ad #S-24G03935EC5113107

NO BANK QUALIFYING / OWNER WILL FINANCE!
2121 W Fawn Dr Phoenix AZ 85041
Lovely 2004 home in gated community in Phoenix, AZ. Seller financing available at 7.99% and the down payment is flexible. Monthly payment will depend on down payment. 4 bedroom, 2.5 bath, separate 2 car and 1 car garage. Gorgeous eat-in kitchen with upgraded counter tops and black appliances. Separate 2 car and 1 car garages. Excellent floor plan, master bedroom downstairs, loft, warm tones throughout. Upgraded lighting. Tile floors in all the right places. Spacious bedrooms. Picture perfect landscaping front and back, grassy backyard, extended covered patio. Big screen TV can be included also. Owner/agent. $419,900.
Contact: Nate at 480-664-2193

OWN REGARDLESS OF CREDIT  / Only Down payment required
3002 W. Bloomfield Rd., Phoenix AZ
(Near Cactus Rd. & I-17)
Awesome Remodel job. Better than new. Built 1959. Total remodel 2007 single story, 4 bed, 2.0 bath, 1,702 square feet on 7,928 sq. ft. lot. Must see this remodel! It is the jewel of the neighborhood. Nice grass yards and huge corner lot. Gorgeous fireplace surrounded by slate. Stunning kitchen with new everything. Master bedroom exists direct to backyard and pool. 450 sq ft. pool - crystal clear!
Purchase Options:
$9,495 down & $1,295 per month. (payments include: principal, interest, insurance, taxes and HOA).
The balance is $239,000 less down amount.
Call 918-341-4691 
Please, NO note buyers or note finders. This ad is ONLY for people wanting to buy a home.
237@ownerwillcarry.com

Condo - 95,000.00
This condo is move in ready, offering seller financing of course and will consider 100% seller financing for owner occupants.  Terms offered as always are; 30yr fixed, no prepayment penalty or balloon. For more information simply email me and we will email you the link to view more details and photos. No note finders please.

BEAUTIFUL 3100 SQ/FT 4BR/3.5 BA HOME IN NORTH PHOENIX
2606 W. Cavalry Dr. Phoenix, AZ
Incredible home with lots of upgrades!  Stainless steel appliances, cherry cabinets, granite, lots of extra tile, landscaping with flagstone and stainless bbq, grass and mature trees on sprinkler/drip.  Hallway has cathedral archways and there is a front courtyard!  This beautiful home with mountain views can be yours for $590,000!  Owner will carry with 10% down and 10% APR 30Yr Amortized 3Yrs/Balloon Payment.
Contact: Kelly @ 602-361-0824

FSBO/OWNER WILL CARRY 10%! This bright, open home in the Ravenswood Golf Community has 1500 square feet, 2 bedrooms + a den, 2 bathrooms and 2 car garage.  Numerous upgrades include courtyard entry, built-in entertainment center, vaulted ceilings with skylights, eat in kitchen, large laundry room, all appliances and more!  You’ll enjoy tranquil sunsets from your patio overlooking Legacy Golf Course and South Mountain.  The address is 6842 S. 32nd Place in Phoenix.
Contact: Sherri at 480/598-3279 or call our property hotline at 602-230-4156 for more information and directions.

FSBO – LEASE OPTION -  Free credit check and assistance with credit repair if needed. $1199/mo or $179,900 - down payment negotiable.  This is a new gorgeous 2 story. 2000sq ft home in a gated secured community in South Phoenix built in 2003.  It has 3 large bedrooms, walk in closets, open den, 3 bathrooms, and a 2 car garage. It has new appliances, ceramic tile throughout, upgraded ceiling fans, and window treatments throughout the home. It is vacant and ready for move in today. Call for Lockbox code.
Gate code is #0912 .
480-895-9714

FAST MOVE IN! NO QUALIFYING! LEASE PURCHASE
West Phoenix Near 59th Ave. & Avalon.
Convenient to schools. 4Br-2Ba 1,349 sq ft. Big corner  lot. $126,000.
(489) 890-8542

Prescott Valley
PREMIER ADULT GATED COMMUNITY 
Seller will carry a 1st mortgage w/ 20% down @ 7%, amortized over 30 yr. with a 5 year call. Great curb appeal, welcoming front porch. Fresh interior paint throughout 12/4/06. Entry opens to great room. Large kitchen/dining/great room. Eat in kitchen, formal dining area, den & hobby/art rm. Mstr suite with 2 walk-in closets, double vanity, linen closet. Hardwood floors/tile,carpet in bedrooms. Cozy back patio. Vinyl windows, drop down ladder to attic. 
Asking Price: $299,500
Contact: Charles at 928-710-2189

Queen Creek
BASEMENT HM - NO QUALIFYING - SELLER FINANCING WITH ZERO DOWN & 6% INTEREST
QUAIL HOLLOW @ CRISMON HEIGHTS: 21741 E. ROSA ROAD, QUEEN CREEK, AZ 85242 
3,256 S.F. SINGLE LEVEL WITH FULL FINISHED BASEMENT. 5 BEDROOMS, 3 FULL BATHS, DEN, GAME ROOM & 2.5 CAR GARAGE.
Spacious single level with full finished basement. The main level features a great room with media niche, kitchen with maple raised panel cabinetry with 42" uppers, island and extended cabinetry along one wall, black appliances, walk-in pantry, laundry room with matching cabinets, 3 bedrooms including the master suite & two baths. The lower level features 2 additional bedrooms, 1 bathroom, a large game room and an optional theater room (prewired for surround sound). Other features include extensive upgraded tile and carpet, 2" wooden blinds throughout, recessed lighting brush nickel hardware, upgraded lighting fixtures, french doors to backyard & storage in the basement. The exterior includes stone elevation, covered patios and front landscaping with automatic watering system. 
Asking price: $449,000.00  Monthly Payments: $2,539.33 including taxes and insurance. 
TERMS: 6% Interest only - 5 year balloon  (APR 5.6%).  Interest rate will adjust to 5.5% for the 2nd & 3rd years and to 6% for the 4th & 5th years of the note. Financing works just like any other traditional mortgage without having to qualify or put down a large down payment! 
Contact: Dianna Brader - Homesmart exclusive
Phone number: 480-614-8129 J & B Residential Properties (properties available valleywide)

Ad #S-4MC76183NR725880L

BEAUTIFUL 1 FLOOR HOME
Like new 2,038 SQ FT one story home. 4 bedroom two and one half bathrooms, 2 car garage on a golf course lot  Located approximately 1 mile from new stores I.E. new WalMart Super Center, Home Depot ETC. Minutes from a 4 lane. $3,000 down, $1,400 monthly. One half monthly payment goes toward purchase in 24 months. For pictures or questions, information, or to view property please contact Jere Neumann at 480-987-9274.
Asking price: $295,000 in two years.
Property being offered as: Lease Option
Contact: Jere Neumann
Email address: hjn14@aol.com
Phone number: 480-987-9274
Ad #S-4AX444032C723753U

LEASE PURCHASE QUEEN CREEK ARIZONA
Beautiful single story 2038 SQUARE FOOT home all appliances included. On a golf course, tile roof, 3 bedrooms 2 baths, 2 car garage, professionally landscaped lot on a golf course. This is an exceptionally Beautiful home in a picturesck setting
Address: 222202 E Via Del Rancho Dr. Queen Creek, AZ. 85242
Only $3,000 down, $1,350 a month. Half goes toward purchase
For information, pictures or to view please contact:
Jere Neumann
480-987-9274
219@ownerwillcarry.com

NO BANK QUALIFYING
35455 N Belgian Blue Ct., Queen Creek, AZ 85242
4 Bedrooms, 3 Bathrooms and is 1,850 sq ft. it has a Split floor plan with guest suite, Bisque appliances, and maple cabinets, mirrored master walk-in closets, raised double sinks and low maintenance landscaping.
Call me to find how you can move in!!!!
Call: 1.800.882.7938 x6018

NO BANK QUALIFYING / OWNER WILL FINANCE!
2034 W Tanner Ranch Rd  Queen Creek AZ 85242
Lovely 4 bedroom, 3 bath, 2 car garage home in Queen Creek, AZ. Built in 2004 with lots of upgrades.
Asking 269K with down payment to be agreed upon. Monthly payment will depend on down payment. Seller financing or lease option OK. 
Contact: Nate at 480-664-2193

ABSOLUTELY NO CREDIT CHECK QUALIFYING
Gold Dust, Queen Creek, AZ 85242
Beautiful brand new 4 bedroom, 2 bath one story 1960 square foot home located in a nice family oriented subdivsion. Very open split floorplan with kitchen open to the family room. Asking 280k with "something" down, monthly payments dependent upon down payment. Absolutely no qualifying. Will consider a lease option
Contact: Duane at 480-452-2453

NO QUALIFYING - Owner finance gives you full ownership.
THIS IS NOT ONE OF THOSE LEASE OPTION PROGRAMS- I AM MOTIVATED TO SELL MY HOUSE. I will carry the loan for 2-3 years with a small deposit down (amount is negotiable). I am very flexible.
18463 E Superstition Drive, Queen Creek, 85249.
Immaculate 4bed, 2 bath, 4cg, vaulted ceilings. 2 year old fulton home in the CORTINA development off power and germann. Close to new 202 fwy. Community pool, new k-8 school in the development. Lots of parks, great landscaped development.
Asking $440,000 (appraised higher, this is a steal).
1) Take over payments of $3000 pm, or 
2) make interest payments only for 2 years and pay principle at end of loan period.
Contact: Steve at 480-664-8622 or at 480-390-4449

Scottsdale
OWNER FINANCING/NO QUALIFY - 1% DOWN 
GATED COMMUNITY/EXECUTIVE SCOTTSDALE HOME
Owner will carry up to 99% of the purchase price @ 6.75% or LOWER!! Super Easy Buying Process!! No Documentation or Qualifying! You want it, you OWN IT!! You take FULL Title & Get ALL the tax deductions! ADDITIONAL PICS & INFO ARE AVAILABLE......Email or call me and I can give you the link address. Fabulous 4 Bedroom/3.5 bath EXECUTIVE CLASS HOME in McDowell Mountain Ranch in beautiful NORTH SCOTTSDALE, ARIZONA.  Beautiful 3,500 sqft Home in a Gated Community with Stunning Views of the McDowell Mountains! Next to and overlooking the 10th Fairway of the Sanctuary Golf Course.  Large Open Concept Modern Home with a Huge Kitchen/Great Room Combo.....PERFECT for a large Family. Full GUEST bedroom w/ its own full bath. SuperSized Large Master Bedroom w/ huge Walk-In Closet/Spacious Mstr BA & its own Balcony! Upstairs has 2 Addtl BRs & Bonus Loft Room. Nice Backyard w/ Sparkling HEATED POOL & Jacuzzi. 3 Car GA allows for extra storage too!! 
Contact: Charles 
Phone number: 480-776-4000 

Ad #S-82L6651640240603R

PERFECT SCOTTSDALE LOCATION / OWNER WILL FINANCE! 
8055 E Thomas Rd B104 Scottsdale AZ 85251
1 bedroom / 1 bathroom Scottsdale condo in perfect location near Thomas & Hayden. Seller financing available and the down payment is flexible. Recently updated with new paint, carpet, appliances, counters, etc. $124,900. Owner/agent. Flag Realty Group LLC. 
Contact: Nate at 480-664-2193

Description: This is a gorgeous, move in ready, mint condition, 3100 sq. ft, gated community home of casual elegance. New two tone paint on interior; New carpet and updated tile in all the right places. Ideally located near pool / spa / tennis court on a quiet interior lot. All spacious rooms:
Great Room: (24x18) features coffered ceilings, wood shutters, light and bright, overlooking flagstone private rear patio that backs to the common area but large enough for your own pool.
Dream Kitchen: has a center isle with grill top, quality wood cabinets with a sub zero dual door refrigerator.
Master Bed Room: (23x15) Hugh room with sitting area, 2 large walk in closets, over sized tub and separate shower, dual sinks, wood shutters, ceiling fans and a fenced in balcony with views of the mountains.
Bed Room 2: (14x13) another large room with wood shutters, large closets right next to a full size bathroom.
Den/Office/3rd Bedroom: (18x14) open and airy room used as office but an easy conversion to a large bedroom if needed. This is a great home at a bargain price of $450,000.00 with $40,000.00 down in one of the nations hottest markets. Owner will carry the balance and look at all offers including Lease/Purchase, Rent to own and option. Call right away.......
602-570-5381

Sun City
NO QUALIFYING, OWNER WILL CARRY AT 7% ANNUAL INTEREST RATE
BAD CREDIT OK, LOW DOWN
$499,000
9962 W Bolivar DR Sun City 85351
Area/Grid: 318 / L30
Beds/Baths: 3 / 2 SF: 1,465 / Assessor
AN: 200-81-802-Year Built: 1974
Lake-front home - beautiful 3 bedroom/2 bath Fontaine floor plan on private Dawn Lake; tiled kitchen, hall and baths; light carpeting; skylight in guest bath; large screened in patio with additional open patios; fans throughout; flagstone walkway leading to boat dock; very well maintained home. Come enjoy lake-front living at its best. Single Family Detached, Single Level, Fee Simple, 1401-1600 Sq. Ft, 3 bedrooms, 2 bathrooms, Master BR Walk-In Closet, No Fireplace, community Pool with spa, Eat-in Kitchen, Range/Oven, Dishwasher, Disposal, Microwave, Refrigerator, Pantry, Washer Included, Dryer Included, Inside Laundry, Skylight(s), Cable TV Available, High Speed Internet Available, Family Room, Screened In Patio(s), Yard Watering System-Front, Yard Watering System-Back, 2 Car Garage, Frame/Wood Construction, Painted Finish, Comp-Shingle Roof, Foam Roof, Refrigeration, Electric Heating, Ceiling Fan(s), APS, arizona Water Company, Sewer-Public, County Services, No Fencing, Waterfront Lot, Golf Course Subdivision
Subdivision: Sun City Unit 20-A
Builder: Del Webb Model: Fontaine Fenced: No
Lot #: 20 Lot Size: 10,001-12,500
Master BR: 11x15 BR 2: 11x13 BR 3: 11x13 LR: 13x17 Din Fam Room: 22x12 Large
screen in porch 30x15
Call: 480 266 7122

Sun Valley
OWNER FINANCE / GREAT INVESTMENT LANDSin beautiful Sun Valley, Arizona. Right off the historic Route 66 and within 5 miles of the University and Airport. Water and electricity is available in the area. Within miles of the Petrified Forrest, Chollo Lake, Little Painted Desert, Meteor Crater City, Museum of the America’s, and Rock Art Canyon Ranch. Will not last at these prices! Assessor’s plat and pictures are available upon request.
Zoning: A-General Zone - Can be used to build - single family dwellings including site built homes, mobile homes, churches, farming, plubic schools, playgrounds, tennis courts, parks, the keeping of horses etc.
Description:
Legal Description is Vein Of Gold Unit 11 Lot 87 = 6000 sq ft  Asking Price $5,500 
Legal Description is Vein Of Gold Unit 11 Lot 92 = 6000 sq ft Asking Price $5,500
Legal Description is Vein Of Gold Unit 11 Lot 93 = 6000 sq ft  Asking Price $5,500
Legal Description is Vein Of Gold Unit 11 Lot 57 = 5000 sq ft Asking Price $4,900
Terms: Owner will finance, Will sell one or all. 10% discount if paid in cash. No credit check or qualifying. $98 down $98 a month until loan is paid off. 0% interest Owner will pay closing fees. Free and clear title is guaranteed and a deed will be sent following completion of the payments.No prepayment penalties if paid off early.
Contact: Omar at (305) 820-6130

Surprise
NO QUALIFYING - SELLER FINANCING WITH - 30 YEAR TERMS
ROYAL RANCH: 14651 W. ACAPULCO LANE, SURPRISE, AZ 85379
BLT 2006, 2,524 2-STORY, 4 BEDROOMS, DEN, LOFT, 2.5 BATHS, 2 CAR EXTENDED GARAGE.
Beautiful home with great floor plan. Features include spacious kitchen with island, black appliances including refrigerator, balcony off master suite that extends the full length of the home, window coverings, covered patios, extended garage & fully landscaped. 
Terms: 6.5% Interest Only 3-ARM - 30 year Balloon. Monthly payment = $1,896.78 including taxes and insurance. (7.22% APR).
The interest rate will adjust to 7.5% the 4-5th years and to 8.5% fixed the remaining 25 years of the loan. The buyer may refinance or sell the property at any time.
Asking price: $269,900.00
Property being offered as: Owner Financed
Contact: Dianna Brader (Homesmart-exclusive) 
Phone number: 480-614-8129 
We have properties throughout the valley--call for details!

Ad #S-6J294096T6351715L

NO QUALIFYING - SELLER FINANCING WITH ZERO DOWN & 5% INTEREST 
SIERRA VERDE: 14107 W. LISBON DRIVE, SURPRISE, AZ 85379.
3,691 S.F. 2-STORY, BUILT 2005, 4 BEDROOMS, LOFT, DEN, 3 BATHS, 3 CAR GARAGE.
Gorgeous home with many upgrades--extensive 18" tile, upgraded carpet, cherry raised panel cabinetry, staggered 42" uppers in kitchen, granite counter tops, kitchen island and stainless steel appliances. Kitchen is open to large family room with french doors that lead to grassy backyard with a RV gate and an extended covered patio. Large loft / game room and spacious master suite with french doors. Other features include high ceilings, window coverings and upgraded hardware.  Sold with stainless steel side by side refrigerator and washer/dryer set.
Asking price: $369,900.00. Payments are $2,275.78 including TAXES & INSURANCE. TERMS: 5.875% interest only fixed for 3 years. Loans work just like any other traditional mortgage! 
Property being offered as: Owner Financed
Contact: Dianna Brader (Homesmart-exclusive listing)
Phone number: 480-614-8129 J & B Residential Properties 
We have properties throughout the valley!

Ad #S-0GW458427C9262356

Tempe
Pre-Foreclosure in Tempe, Arizona
1029 W. Oxford Dr. Tempe, AZ 85283
Stories: 1
Bed Rooms: 3
Bath Room: 2
Garage: 1
Sq Ft: 1074
Pool: Yes
Heating: Forced Air Roof
Type: Asphalt
A/C: Refrigeration
Patios: 1 covered patio or porch
Year Built: 1979
Tenant Occupied
Pre-Foreclosure! $170,000. SubDivision: WOOD PARK VILLAGE
This Pre-foreclosure property is valued at $210,000 and at is located near ASU and Arizona Mills. The sellers are looking for a Lease/Option and they are very motivated to sell. Time is of the Essence!
Call me Today!
480-213-5251

Tolleson
Lease Purchase, 3 years term, No Qualifying, No Credit or Bad Credit Okay.
2 bedroom 1.25 bath, 2 story condo in Great Hilton resort community. (Pointe South Mtn). Covered parking, extra storage, great patio.
Rental price: $825/month; 20% of rent goes to credit down payment upfront. $7500.00 Option payment.
Contact: Michael Spinola at (619)347-9224

Tucson
BUY A SINGLE FAMILY HOUSE WITH NO MONEY DOWN!!!
I am looking to sell it now at $220k. I can hold a note for about 20% of the purchase price so it can be a no money down deal. I am willing to hold the note for 10 years or more. I will also consider a lease to own deal.
201-970-3257

Whitman
ACREAGE FOR SALE, Whittman AZ  - 2.5 acres can be divided to 1 acres, 1.25, 1.5 or all 2.5 acres.  In an area of $600,000 homes, rural quiet, mountain views, no flood, deed or fly zone issues. Property has 2 of 4 operating well shares.  Price from $140,000 to $350,000 OWN w/ 30% down.
Contact: Mike C (602) 402-5294

Yarnell
3 bedroom 2 full bath home in the rural Arizona town of Yarnell. 1164 sq ft 6 year old manufactured home 2"x 6" construction double pane windows on 55' x 140' lot with attached patio and room in the heart of town. Walking distance to bank, restaurant and grocery store etc. Approx population 1600. Small town living nestled among pine and oak trees, nicely landscaped with fish pond. 30 miles from the town of Wickenburg and 1 hour from Prescott. Buyer to assume 1st trust deed (Wells Fargo) of approx $48,000, seller will carry balance after negotiated down payment. "0" down a possibility with good credit and property collateral. Apprised in January 2002 for $78,000. Asking price $78,000.
928-427-0039

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